Access MyLoans to create repayments, view transaction history, review statements, and much more.
Just what best defines you?
MyLoans features & advantages
- Convenient repayment options pay that is including, one-time future repayments, or recurring repayments
- View loan information such as for instance deadline, balances, rate of interest, year-to-date interest and fees
- Simple setup that is one-click secure paperless statements
- Access a history that is full of loan and escrow statements
- Generate custom choices, and set alerts and notifications
- User-friendly, responsive internet and mobile experience available 24/7 to permit for simple online home loan repayments & mortgage servicing
Pay at branch that is nearest
Require assistance with your declaration?
Your loan that is monthly statement mailed down a few days after your repayment articles for your requirements. If you love to get statements that are electronic you are able to join easily in MyLoans.
Wish to know more about your month-to-month declaration? Take a look at Mortgage Statement Guide, Consumer Loan Statement Guide, or Residence Equity credit line Statement Guide for more information.
Prepared to get going?
1 building a payment online or by mail is really a service that is free. You are able to pay by phone, but take note an extra convenience cost of $15 may use.
Welcome to the Flagstar Mortgage Servicing & Transfer Center
Award servicing that is winning for you personally.
At Flagstar Bank, we understand that each consumer is significantly diffent, and that’s why we take a approach that is personalized managing your loan. We are additionally a leader within the servicing business-recognized by Fannie Mae being a CELEBRITY performer four years in a row. 1 along with a servicing profile that surpasses $100 billion in mortgages, we possess the knowledge and expertise so that the transfer that is smooth of loan.
Launching MyLoans – the option to create your online home loan repayments and a whole lot.
MyLoans is a protected, fast, and simple means for you to definitely spend your Flagstar Bank loans online, at no extra expense to you personally. Enjoy 24/7 usage of all of your home loan servicing requirements, including present loan statements, year-end taxation statements, plus the power to create customized choices and notifications. Please remember that you will not have the ability to signal up to your loan is completely boarded.
Need extra information?
Welcome to Flagstar Bank, your mortgage that is new servicer.
You’re most likely wondering just what this means that Flagstar Bank will quickly become your mortgage servicer.
Here’s exactly how it impacts you along with your home loan.
Your previous mortgage company may have previously delivered you a letter informing you that Flagstar Bank will be your home loan servicer.
That page will give you repayment information so you understand when you should deliver your instalments to Flagstar Bank and exactly what target to make use of.
After your home loan solution is moved, please send all mortgage repayments straight to Flagstar Bank. Usually do not deliver any further payments to your previous servicer.
To simply help make sure a transition that is smooth you won’t be evaluated a belated cost or negatively reported to virtually any credit reporting agencies for 60 times after your transfer date.
Your transfer date are located in the transfer page you will receive from Flagstar.
We shall mail your mortgage that is first billing soon thereafter.
Your statement shall offer directions on how best to create your very first repayment.
From then on, regular month-to-month mortgage statements will soon be sent to you.
The simplest & most protected option to handle your home loan is online through MyLoans. You’ll have the ability to join several days after your transfer date, where you are able to sign up for free automatic repayments, and paperless statements.
You’ll likewise have use of a history of payment and taxation statements, escrow information, along with a comprehensive FAQ area that can respond to all of your questions regarding Flagstar.
You’ve invested a great deal of the time and energy to your house, whether you have got recently finished the purchase process or have lived at home for decades. We look ahead to being your lover in managing your home loan.
Register to access your account at flagstar.com/myloans.
Look up your Flagstar loan that is new quantity
Your loan number that is new is
MyLoans Qualities & Benefits
- Convenient repayment options including pay now, one-time future repayments, or recurring repayments
- View loan information such as for instance deadline, balances, rate of interest, year-to-date interest and fees
- Simple setup that is one-click secure paperless statements
- Access a complete reputation for your loan and escrow statements
- Generate customized choices, and set alerts and notifications
- User-friendly, responsive web and mobile experience available 24/7 to permit for easy online home loan repayments & mortgage servicing
Mortgage Servicing Transfer FAQs
What you ought to understand now
Your very first payment declaration will be mailed within 10 times of your loan being transmitted. It will be automatically forwarded to Flagstar Bank for 30-60 days after your effective transfer date if you already had submitted a payment to your original servicer, don’t worry.
You don’t need to bother about belated fees or credit that is negative: we will not charge a belated charge nor will we make any negative reporting to your credit agencies for 60 times after the effective date of one’s loan transfer.
Pay at nearest branch
Home loan servicing transfers happen as soon as the servicing of that loan is offered or transported from a organization to a different. The regards to your loan usually do not alter; but, Flagstar will now gather your instalments, manage escrow reports, and supply customer support.
The purchase and transfer of mortgages is typical within the home loan industry, and it is certainly not a direct representation of you or even the quality of the loan. The modifications impacting you will end up your loan quantity and repayment target following the transfer date. It is possible to look your brand-new loan quantity up here, or believe it is in the greetings email or Notice of Transfer page you received.
Take note: because of the time it will take for systems to upgrade from your previous servicer, your loan information will likely be acknowledged by our systems typically within 5 times following the transfer date. For precise timing, be sure to see your Notice of Transfer page, introductory email, or call (800) 968-7700.
In the event that you now have an escrow account fully for your income tax and/or insurance coverage repayments, they’ll certainly be utilized in Flagstar and carry on being gathered and compensated. We typically operate our escrow analyses annually predicated on your home income tax repayment routine. Sporadically, the repayment of fees or insurance coverage causes an modification within the escrow account balance, and it also might be essential to perform several analysis through the 12 months.
No. In the event that you actually have automated payments put up along with your past servicer this solution may be discontinued effective the date of transfer. Automated repayments are easy to put up when you subscribe to MyLoans and sign up for AutoPay.